If you’ve been contemplating purchasing a home and have no idea where to start here is some things I had to do to obtain a home.
- Save for a down payment
- Talk to a lender
- Pay off debt
- File taxes
- Get pre qualified
- Shop for a home
- Put in an offer
When I first started I had to save money for a 20% down payment because I didn’t want to have a high mortgage payment it took me 5 years to get it together and a lot of budgeting, I had to stop eating out as much as I used too, the first two year I started I was a single mom with three girls, I had gone through a divorce, bankruptcy but the dream of owning a home was something I kept, I was working on saving anything extra that I received from my transactions and only depend on my secure income to live on, after two years, I met my husband now and he too had the same goal to own a house and we started saving together, we finally got the 20% for home.
We met with our lender we got pre qualified and we went shopping for a home below what we got approved for, all of our preparation brought us to a place where we can shop for a house and it took us one weekend to find!
When we opened escrow we were super excited and I can tell you signing the loan documents was the icing on the cake, after all of the obstacles we overcame we finally arrived!!!
It’s an attainable dream , you only need to prepare!
Contact me, I would be more than happy to help you! 760-641-8928
